Mortgage Blog

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6 THINGS ALL CO-SIGNORS SHOULD CONSIDER

6 THINGS ALL CO-SIGNORS SHOULD CONSIDER

October 22, 2019 | Posted by: Lam Lee

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc. ) live out their dream of owning a home. In today’s market conditions, a co-signor can offe ...

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MORTGAGE RENEWALS WITH THE SAME LENDER ARE ON THE RISE, BUT SHOULD YOU JUST SIGN ON THE DOTTED LINE?

MORTGAGE RENEWALS WITH THE SAME LENDER ARE ON THE RISE, BUT SHOULD YOU JUST SIGN ON THE DOTTED LINE?

October 17, 2019 | Posted by: Lam Lee

If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone.According to the C ...

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5 WAYS YOU COULD USE A CHIP REVERSE MORTGAGE

5 WAYS YOU COULD USE A CHIP REVERSE MORTGAGE

October 3, 2019 | Posted by: Lam Lee

Reverse mortgages are continuing to grow as a retirement solution for Canadians 55+. Homeowners 55+ are unlocking their home equity for tax-free funds that improve their cashflow and pay-off higher in ...

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5 MISTAKES FIRST TIME HOME BUYERS SHOULD AVOID

5 MISTAKES FIRST TIME HOME BUYERS SHOULD AVOID

September 24, 2019 | Posted by: Lam Lee

Buying a home might just be the biggest purchase of your life—it’s important to do your homework before jumping in! We have outlined the 5 mistakes first time homebuyers commonly make, and ...

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FIXED RATES OUTWEIGHING VARIABLE

FIXED RATES OUTWEIGHING VARIABLE

September 19, 2019 | Posted by: Lam Lee

We are currently in a very unique situation when it comes to 5-year fixed and 5-year variable interest rates. For the first time in almost a decade, the lowest 5-year fixed interest rate is more than ...

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HELPING FAMILIES ONE AT A TIME

HELPING FAMILIES ONE AT A TIME

September 12, 2019 | Posted by: Lam Lee

Every once in a while you get to help people out and make a real difference in their lives. Recently a couple was referred to me who wanted to renew their mortgage. The bank that they had been dealing ...

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FIRST TIME HOME BUYERS INCENTIVE PROGRAM

FIRST TIME HOME BUYERS INCENTIVE PROGRAM

September 10, 2019 | Posted by: Lam Lee

The new First Time Home Buyer Incentive program from CMHC (Canadian Mortgage and Housing Corporation) was officially released on September 2. This program was met with mixed reactions across the mortg ...

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4 WAYS TO MAKE THE MORTGAGE PROCESS SMOOTHER

4 WAYS TO MAKE THE MORTGAGE PROCESS SMOOTHER

September 5, 2019 | Posted by: Lam Lee

Mortgages are complicated—we get it! But there are steps that you as a homebuyer can take to make the process a much smoother one (plus let you walk away with the sharpest rate!) 1. Use a Broke ...

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RENT-TO-OWN EXPLAINED

RENT-TO-OWN EXPLAINED

September 3, 2019 | Posted by: Lam Lee

In some markets, it can take a long time to sell a property. An option available to some sellers is the Rent-to-Own sales method. If you have someone interested in purchasing your property but they c ...

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NEED AN APPRAISAL – 7½ TIPS FOR SUCCESS

NEED AN APPRAISAL – 7½ TIPS FOR SUCCESS

August 27, 2019 | Posted by: Lam Lee

Do you need to get a current value of your property? Then you are going to need an appraisal. Banks and other lending institutions want to know the “current” market value of your home bef ...

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